Lending
The Future of Credit Union Lending Is Here
Streamlined and efficient lending processes are absolutely essential if you want to remain competitive in the financial landscape. CU*SOUTH is at the forefront of this revolution, offering lending solutions in CU*BASE that increase productivity and accuracy—and enhance your members’ satisfaction.
Automated Decisions: Leverage technology to make lending decisions faster and more accurately, reducing wait times for your members and increasing efficiency.
Character Lending by Reputation: Embrace a more personalized approach to lending that considers the member’s relationship and history with your credit union.
Integrated eSign: Simplify the closing process with integrated eSign, allowing members to securely sign documents from anywhere, enhancing convenience and security.
Mortgages (360/365) with Escrows: Support your members’ homeownership goals with flexible mortgage options and escrow management for taxes and insurance.
Indirect Lending and Participation Tracking: Expand your lending portfolio through indirect lending programs and keep track of participation loans with ease.
Charged-off Loan or Checking Management: Manage charged-off loans and checking accounts effectively, minimizing losses and maintaining a healthy loan portfolio.
Self-Service Skip-a-Pay: Offer members the flexibility to skip a loan payment when needed, directly through online banking, improving member satisfaction and loyalty.
Introducing 1-Click Loans: A New Era of Lending
Streamlined and efficient lending processes are absolutely essential if you want to remain competitive in the financial landscape. CU*SOUTH is at the forefront of this revolution, offering lending solutions in CU*BASE that increase productivity and accuracy—and enhance your members’ satisfaction.
Why 1-Click Loans?
Automate Applications: Say goodbye to those traditional, time-consuming application processes. Streamline them by offering pre-approved, guaranteed loan accounts directly through the It’s Me 247 online banking platform.
Analyze Applicant Data: Utilize smart analytics to select members for targeted offers, removing doubts and guaranteeing funding success.
Integrated Cross-Selling: Seamlessly offer additional products tailored to each member’s needs and financial situation.
Convenient Closing: Members can instantly access funds upon accepting an offer, with e-signatures simplifying the closing process.
Manage Delinquencies: Proactively address potential delinquencies with integrated tools and reporting features, keeping your loan portfolio healthy.
Unlock the Potential of Your Lending Portfolio
CU*BASE’s consumer lending software is designed to empower your credit union to meet and exceed the expectations of the modern member. By embracing these digital lending solutions, your credit union can not only grow its loan portfolio but also strengthen member relationships through unparalleled convenience and security.
Ready to Transform Your Lending Experience?
Discover how CU*SOUTH can elevate your credit union’s lending capabilities. Schedule a personal demo today to learn more about our streamlined lending solutions and how we can help you achieve greater productivity, accuracy, and efficiency in your lending operations.
Ready to elevate your credit union’s digital banking experience? Discover how CU*SOUTH can transform your credit union’s online banking services and become your trusted partner in success.
