Become a Shareholder
Claim Your Share in CU*SOUTH’s Vision
You already partner with CU*SOUTH. Now you can help direct it. As a shareholder, you fuel innovation and growth for the credit union movement and gain a real voice in where we go next. We’re 100% credit union-owned, governed by a Board elected by our owners on the principle of “one credit union, one vote.”
The Case for Ownership
An investment in CU*SOUTH is an investment in a growing CUSO that’s sharing growth with its owners.
21%
Average shareholder returns over the last six years*
$191,000+
Returned to shareholders every year, on average
89%
Increase in total income, nearly doubled over five years
125%
Increase in gross profit over five years
3.75%
Average annual dividend paid for over a decade
*Return on book value, 2020-2025. Past performance does not guarantee future results.
What Ownership Means
An investment with CU*SOUTH is a seat at the table.
Our owners are leaders, not passive investors. Shareholders elect and serve on the Board of Directors, shaping the future of our software and services so CU*SOUTH stays aligned with the real needs of credit unions.
One credit union, one vote. Equitable influence for every partner, regardless of size.
Invest In CU*SOUTH
Ready to take a direct hand in CU*SOUTH’s direction?
Shares are available at $110,000 per share. Request the prospectus to review the full details and terms of becoming a shareholder.
This page is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security. Any investment is subject to the terms of the official prospectus. Past performance does not guarantee future results.NCUA regulation 12 CFR Part 712, Section 712.2: An FCU’s total investments in CUSOs must not exceed, in the aggregate, 1% of its paid-in and unimpaired capital and surplus as of its last calendar year-end financial report. Additionally, the investment limits are based on the credit union’s financial data at the time the investment is made.
FCU Act 12 USC 1757, Sections 1757(5)(D) and 1757(7)(I) as well as any state regulation should be considered.
NCUA regulation 12 CFR Part 725, Section 725.2(o) defines Paid-in and unimpaired capital and surplus or unimpaired capital and surplus to mean shares plus post-closing, undivided earnings. This does not include regular reserves or special reserves required by law, regulation or special agreement between the credit union and its regulator or share insurer.
The above are some of the pertinent details from the regulations, please refer to them for the full rules on investing in a Credit Union Service Organization.